Thursday, January 26, 2006
i thought it would be interesting to share with u all some of the "knowledge" i learn last night...
Investment Interactive nite..
speaker: i forget who already...
topic: retirement planning (long term investment) & estate planning
1) Retirement Planning..
The Boring Part...
we should start planning when we start working.. so we have a longer time to achieve the amount of $$ we require to sustain the lifestyle we are currently having... or to have a better kind of lifestyle... We must stick to the plan!!
The Interesting Part--> to the gals!!!
next time~ when you 1st get married.. go ask your husband to do this financial planning thing..
Reason: Bcoz you juz got married.. ur husband wont have the thoughts of having a mistress YET.. but then.. we know.. guys are guys right? so.. with this financial planning.. he wont be planning the expense of mistress inside!!! haha.. so... he will stick to the "plan" and not have excessive spending!!! <------ isn't this a good idea to prevent guys having mistress?! ( yesh.. i know i am smart)... but if you think its mafan... i would suggest that you just get a financial planner as your husband! (which i dun think is a very good idea also.. coz if u ask for a diamond.. he'll go --> its not in my plan! )
2) Estate planning
erm.. in case u guys think estate planning is planning on investment on houses etc.. ITS NOT!!! haha... its planning for your dying!! (OMG!!)... something like making a will and pass ur $$ to the next generation kinda thing..
so.. i ask...
what if someone who is alone dies?? --> no children, and father mother all pass away already..
weihao's theory-->
in the will, tell the lawyer to buy all those things .. paper house, cars etc and burn it to u.. and to b fair, 50% goes to u and the other 50% share among ur parents (wau lauz.. die already still need to think so much??!!) and.. the funny thing is.......... if u are worth alot alot of money.. the lawyer will burn till he siao!
can anyone be any crapper than weihao??!! -_-''
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well, last night entry, i promise not to skip lecture etc.. but.. here i am.. typing this coz.. i juz skip a lecture again! haha... okok.. gai guo zi xin after chinese new year! i will!
I see you turning back at 2:55 PM